Texas does not require a prelicensing course. Prepare for the exam and complete the other licensing steps, including your application and fingerprints. The exam includes 130 scored questions, and only 57% of first attempts get through them.
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scoreable questions (100 general + 30 Texas law)
sections in the official outline
course hours required by the state
Sources: Pearson VUE Texas insurance content outlines and Texas Insurance Code (CE: 24 hours per license period, 3 of ethics). Pass rates from examination pass rates published by Pearson VUE for the Texas Department of Insurance, January to December 2025. Licensing requirements from the Texas Department of Insurance. Updated Aug 2026.
The path to your license
Step 1
you are hereReview the Pearson VUE outline, study the topics and practice questions before scheduling your exam.
Exam day
Schedule online and take it at a test center or via online proctoring. In 2025, 57% of first attempts on the English LAH05 exam passed.
After passing
Start the TDI fingerprint process and submit your license application after you pass the exam.
After approval
Once TDI approves your application and issues your license, an insurer may appoint you.
Ongoing
24 hours of CE per license period, including 3 hours of ethics, keep your license active.
Full access
Adaptive practice across the whole outline, exam simulations with real weights, and instant access the moment you pay.
Pass Guarantee refund: complete all 73 lessons before exam day. No minimum practice score. Read all conditions before buying.
What is on the exam
The outline is public and the weights do not change. Your study plan and practice cover every section, in the same proportions as the real exam.
Types of Policies (Life)
15 questions: whole life, term, annuities and variations
Riders, Provisions, Options and Exclusions
15 questions: the fine print that decides claims
Application, Underwriting and Delivery
12 questions: from application to policy in hand
Types of Policies (Health)
16 questions: the heaviest section of the exam
Health Provisions, Clauses and Riders
15 questions: mandatory and optional provisions
Texas Statutes and Rules
30 questions: licensing, marketing practices, policy law and HMOs
No. Texas does not require prelicensing education. You must be 18, pass the state exam, submit the application with the 50 dollar fee and clear a fingerprint background check. No required hours, no approved provider, no certificate to turn in.
The combined exam has 100 scoreable general questions plus 30 scoreable questions on Texas law, with a few unscored pretest questions mixed in. The general portion follows a public outline with fixed weights per section.
Pearson VUE administers Texas insurance licensing exams for the Texas Department of Insurance. You schedule online and take it at a test center or via online proctoring.
In 2025, Pearson VUE reported 42,566 attempts on the English InsTX LAH05 exam: 26,273 first attempts with a 57% pass rate and 16,293 repeat attempts with a 40% pass rate. These are attempts, not unique candidates; the figures do not explain why the rates differ.
You answer 5 exam-style questions covering key areas of the official outline, with no account. You get a full explanation after every answer and a first signal of where your preparation should begin.
Complete the 73 lessons in your guarantee study plan before exam day. If you fail your first eligible Texas Life and Health attempt during your access period, send the official Pearson VUE score report for a full refund, subject to the published conditions.
A free 5-question practice session across key areas of the outline, with a full explanation after every answer.
Start a free 5-question session →No account · No card · Full explanations